Making property purchasing a breeze!

Most people think that purchasing an investment property is simply; looking at what is available in their price range and buying it. WRONG!

There are a myriad of points to consider, before you even start to look!


Here is my favourite diagram again;


First get your mindset right and then get the right knowledge, then create a strategy and then and only then do you take the action. No other way. You must start with the end in mind and by that I mean ask yourself; where do I want to be in 5, 10, 15 years or whatever you want and when and then work backwards from that. 

It is fair to say that most people do not have a clear idea where they want to be and when. This is not uncommon, but if you require it, I can help you create a really good strategic plan to get you to where you want to be in a safe and easy manner.

Assuming you now have the information you require and have the strategy, what do you buy?

Will it be new, established, a renovating opportunity, a house, a unit, a townhouse, an apartment, near the CBD, city fringe, outer suburbs, residential, commercial, retail and the list goes on and yet most people will just think of residential and a house, unit or townhouse close to where they live.

I am not saying that it is a bad choice; all I am saying is that the investment return could vary from 2.5% to 6% depending on many factors, not forgetting that the capital growth can vary from 6% p.a. to 10% p.a. It all depends on how much homework you have done, before you purchased and more importantly, will it get you to where you want to be in your timeframe?

So before you buy here are some factors that many inexperienced investors fail to consider:

  • Where and how far away are the schools, shopping centres, medical facilities and childcare centres?
  • Is it the right end of the street?
  • Is it the right side of the street?
  • What are the options in terms of public transport?
  • What has been the capital growth of the area over the past      12  months, five years and 10 years?
  • What is the predicted growth rate for the future?
  • What type of demographic resides in the area?
  • Has the property been tenanted before and for how long?
  • Is this particular property sought after by tenants?
  • What is the vacancy rate of the area?
  • What is the median rental return for the area?
  • What kinds of public and private developments are being planned for the area?
  • What is council’s future plans for the area?

This is by no means a complete list, but gives you some idea of what needs to be considered to get the best return from your investment property and more importantly the best capital growth.

The easiest way of course is to use an advocate to help you purchase and many people shy away from this because there is a cost involved. What I would ask you to consider is this! Can you afford NOT to use an advocate, for the simple reason that a real estate salesperson is acting for the vendor to get them the best price and his/her loyalty is to them and not with you.

I recently assisted a buyer who would have paid $365,000 for the property he wanted to buy and I negotiated it for $355,000; saving him $10,000. He was very happy to pay for the negotiating service.

So what I am saying is simply this; You can make buying a property a breeze by using ‘It’s a Breeze.’


Here is a link to a very interesting article titled; 

Why Property Investors Must Know About Compounding

It is well worth a look.  Just click HERE


As I said in my previous blog post; this year I will be harping on creating wealth through property, because it saddens me to see so may people missing out on what is ‘easy money.’ It is easy when you know how and if you do not know how; all you have to do is ask by emailing

Also, if you want to keep abreast of the current trends and information like this, you can like us on my Facebook page ‘Property Advocacy Melbourne’

Click HERE to like us on Facebook 

Till next time

Warm regards 


Facts about investing in property

The property landscape is littered with facts and figures from so many sources; it becomes difficult to wade through the hype, the assumptions and the catchy headlines to really understand what the property market is doing. 

The information that I get is direct from real estate salespeople and real estate agents telling me what is going on at the coalface. What the numbers are at open for inspections and the level of interest, how the bidding was at the auctions and what the competition was like and how the prices are doing. This I can rely on.

So if I tell you that the market is still strong – it is. And it still is.

There will always be the doomsayers that love to create fear and they are out in force right now about the market and about negative gearing.

Let’s look at the facts. Do you remember the last time the government mucked around with negative gearing? Maybe I need to remind you that many investors stopped buying and all of a sudden there was pressure on the government to provide more housing. So, what happened? They brought it back very quickly.

If you are an investor investing in property; you are in the property business. If you are in a business, you are allowed to claim expenses against your business. So, is there any reason why a property investor should not claim some expenses that he incurs in his property business? And I think that you will find that the average property investor is not claiming that much, anyway.

The other important fact that people forget is that in Melbourne there is an established ‘Property Cycle,’ and it generally is about a ten-year cycle. So all you have to do is look at the history and learn from that. Very simple!

We know that in the last ten years property values in Melbourne averaged a 7.24% growth per annum. Surprised? You should not be! Just check the last 50 years and it is not that much different.

The median value of a house in Melbourne today is around $740,000. Not bad when you consider that in 1973 when I started selling houses in Boronia and Ferntree Gully they were around $15,000. Yes, that was for house and land and that was 43 years ago. So, if what I am saying is true the median value in Boronia should have doubled at least four times in 43 years.

Do the maths. The median price in Boronia today is around $580,000.

$15,000 doubled five times is $480,000. I have said it a hundred times or more, property in Melbourne doubles every 7 to 10 years. 

This means; if you bought your home over ten years ago, it should be worth double what you paid for it.

My question to you is; ‘what are you doing with the equity that you now have?”

If you are like the majority of people; you will say “Nothing!” I say you are missing an easy and safe way to create wealth for yourself.

How? Just ask me. It is safe and simple.

Q: What makes money?

A: Money?

It is there, it is yours, it is easy and you are not doing anything with it. Say no more!


As I said in my previous blog post; this year I will be harping on creating wealth through property, because it saddens me to see so may people missing out on what is ‘easy money.’ It is easy when you know how and if you do not know how; all you have to do is ask by emailing

Also, if you want to keep abreast of the current trends and information like this, you can like us on my Facebook page ‘Property Advocacy Melbourne’

Click HERE to like us on Facebook 

Till next time

Warm regards 


The power of the subconscious

I was walking past an office building the other day and I noticed three men standing outside the building puffing on their cigarettes. What amazed me was that it was an insurance office and I could not help but think that these men who worked in the insurance industry must be aware of the statistics about smokers. I know that if you are a smoker; your insurance policy will have a loading on it and it will cost you more than a non-smoker.

So why would anyone who understands the frightening statistics about the health hazards of smoking continue to smoke?

I put it down to a number of different reasons including nicotine addiction, but the one that stands out for me is the power of the subconscious mind.

We now know that over 90% of what we do is governed by our subconscious mind. Yes, if you didn’t know that read it again. Over 90% of what you do is controlled by your subconscious. The beauty of it is that you can decide with your conscious mind, that you want to change a habit. The reality is that if you do not have the subconscious on your side you will not achieve it. I guess, it is like your conscious mind is the captain of the ship and the crew is the subconscious. The captain can give the orders, but if the crew don’t carry them out, it will not happen.

With that in mind it is important to ask how could anyone use their subconscious to help and assist them. There are numerous Cd’s, books and videos on this subject and the simplest would have to be through meditation. When in a relaxed state a persons subconscious mind is more open and able to accessed with new information that creates new neural pathways (new habits). Our old habits (old neural pathways) can be changed.

Another very effective way is to use a Life Coach. A good Life Coach will help and assist you to see where you are in life, then look at where you want to go in life and close that gap and get you there in a relatively short space of time, which includes getting rid of old bad habits. A good life Coach will be skilled in relating to your subconscious mind so that the changes you want and need to make happen; quickly and effectively.

For more information on this intriguing subject please feel free to email me at or leave a comment on this site.

Good Vibrations

If you are old enough you will remember a song called ‘Good Vibrations’ that was a big hit for the Beach Boys somewhere in the 70’s or was it the 60’s.

Anyway the reason I want to talk about it is this. I have been thinking (some would say this is dangerous!!) about vibrations and this is how I see it.

From what we know now thanks to Quantum Physics, we are vibrational beings. Furthermore we now know that our thoughts are vibrations. This would mean that we are sending out these vibrations (thoughts) out into the Universe. What’s more we are receiving vibrations from others, as well. In other words we are both a transmitting and receiving station.

This would suggest to me that if I want to be a good Life Coach; when I am in a coaching session I need only to be in a receiving mode. Because if I start to think about what my client is saying and begin to logically analyse what they are saying then I will be sending out these vibrations (thoughts) to my client and these thoughts will interfere with what they are thinking and saying.

I need to be totally focused on my client and get me out of the way, so that I can relate to him/her intuitively rather than logically. If I follow my intuition and really listen, I will be able to guide that person to see and understand the issue for them to gain clarity on what it standing in the way of them moving forward. We know that vibrations are the key to attracting more into our lives.

I would love to hear what others think on this subject, because when we start to look at vibrations as a whole it is a huge topic on it’s own.